Top mobile banking apps for safe online banking

Today’s top mobile banking apps offer more than fast online transfers; they provide a superior banking experience and all-time access to all banking services. This article enlists five apps that can help you bank like never before.

1. IDFC FIRST Bank facilitates secure and instant access to all banking services

Certain banks offer savings accounts geared towards helping the customer save more. IDFC FIRST Bank’s savings accounts fall under this category. Here are the key features of IDFC FIRST Bank’s mobile banking app:

Customers can securely access all banking services

IDFC FIRST Bank’s net banking app offers safe online access to all banking services, such as credit card repayment details, Fixed Deposit accounts, and personal loans. Since UPI (Unified Payments Interface) payments took off across the country, the RBI (Reserve Bank of India) notified banks to focus on the security of transactions. Complying with this notification, banks have introduced multiple security features through their apps.

Zero Fee Banking helps customers save more.

IDFC FIRST Bank’s Zero Fee Banking feature helps customers save money by waiving the fees of 28 banking services. Since these small payments matter in the long run, customers can considerably increase their savings with this feature.

The app facilitates quick online transfers.

IDFC FIRST Bank’s AutoPay and One-Swipe Pay features help customers make quick and safe online transfers.

Customers can invest conveniently using the app.

Your saved income can be easily invested through the IDFC FIRST Bank mobile banking app in the investment scheme of your choice.

2. HDFC Bank’s mobile app helps you transact faster online

Another option you could consider is HDFC Bank’s mobile app. Here are its main features:

• Customers can easily make UPI, NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) transfers using the app.
• HDFC Bank helps customers open instant FD (Fixed Deposit) accounts through the app.
• The One Touch Share feature helps customers conveniently send payment receipts to others.

3. The iMobile Pay app offers increased access

iMobile Pay is ICICI’s new-age mobile app that provides the following key features:

• The app lets ICICI Bank customers view and manage their life insurance policies.
• Customers can open iWish deposits and Fixed Deposits directly through the app.
• ICICI Bank also sends personalized loan offers to your app.

4. Invest your saved income easily with SBI’s YONO app

State Bank of India offers a range of attractive features through its YONO app:

• SBI facilitates an instant account opening through its YONO app.
• The Quick Transfer feature helps customers transfer money securely online.
• SBI customers can also open a Fixed Deposit account through the YONO app.

5. Choose the Axis Bank app to check your bank balance instantly

The Axis Mobile app focuses on simplifying banking transactions for customers. Here is a summary of its features:

• Axis Bank customers can access their UPI transaction history directly through the app.
• Savings account holders can access a bank account summary using the app.
• Axis Bank also facilitates the payment of utility bills to more than two hundred registered recipients.

The five banks mentioned in this article offer India’s top online banking apps today. Choose anyone and rest assured about benefiting from a superior banking experience.